exoSave (V1) — Confidential Yield
exoSave lets users stake confidential stablecoins ($exoTOKEN) to earn yield. The vault routes the underlying base assets to allow‑listed, low‑risk DeFi protocols.
Balances and transfer amounts remain encrypted; compliance uses view‑keys for selective audits.
Key mechanics
- Deposits/Withdrawals: Users deposit
$exoTOKENto the exoSave Vault and withdraw$exoTOKENwhen desired. - Routing: The Wrapper Vault escrows base tokens 1:1; exoSave deposits/redeems underlying to/from allow‑listed protocols via adapters.
- Accrual: Yield accrues to depositors via encrypted accounting; no public leakage of individual amounts.
- Compliance: View‑keys grant scoped data access; all grants are logged and revocable.
- Policy parity: Allowlist, limits, pause/freeze mirror issuer policy.
Deposit & withdraw (sequence)
Deposit
- User encrypts deposit amount locally and submits a
$exoTOKENdeposit to the exoSave Vault. - exoSave requests underlying base assets from the Wrapper Vault for deployment.
- Wrapper Vault supplies underlying to an allow‑listed protocol adapter; yield accrues over time.
- Wrapper Vault credits accrual back to exoSave via encrypted accounting; the user’s position updates without revealing plaintext amounts.
- Authorized compliance may view scoped data using a view‑key.
Withdraw
- User submits a
$exoTOKENwithdrawal to the exoSave Vault. - exoSave redeems underlying from allow‑listed protocols as needed (netted where possible).
- Wrapper Vault confirms settlement; exoSave returns
$exoTOKENto the user.
Fees & economics (indicative)
- To issuer: None (feature enablement).
- Ecosystem revenue: share of wrap/unwrap convenience and micro‑fees on confidential operations (policy‑dependent).
- exoSave: may charge a management and/or performance fee; disclosed in app UI/docs.
Risks (non‑exhaustive)
- Smart‑contract and integration risks (vaults, adapters, protocols).
- Counterparty/market risk of underlying protocols.
- Policy or allowlist misconfiguration risk (mitigated via dual‑control ops and audits).
FAQs
How is yield generated?
By deploying underlying base assets (not $exoTOKEN directly) to allow‑listed, low‑risk DeFi protocols.
Can anyone see my amounts?
No. On‑chain amounts and balances are encrypted. Authorized parties may view scoped data via view‑keys.
Can I unwrap to the base token after withdrawing?
Yes. You can keep funds on the confidential rail or unwrap to the base token via the wrapper’s 1:1 bridge.